What is Critical Illness Insurance?Critical illness insurance or critical illness coverage is an insurance product, where the insurer is contracted to typically make a lump sum cash payment if the policyholder is diagnosed with one of the critical illnesses listed in the insurance policy.
The policy may also be structured to pay out regular income and the payout may also be on the policyholder undergoing a surgical procedure, for example, having a heart bypass operation. Being diagnosed with a critical illness can generate costs far beyond medical expenses costs that may or may not be covered by your traditional health plan. Your ABI Insurance Company Ltd., Critical Illness insurance policy will pay a lump-sum benefit upon diagnosis of one of the following conditions:
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